Required Automobile Insurance in Guam 

 The type of auto insurance needed in Guam is called "Liability" and is required for everyone operating their auto. No vehicle can be driven on the roads of Guam without it. You must have insurance.

Any motor vehicle which is operated in Guam must be insured for the following limits:

For property damage to any vehicle or other property not owned or controlled by the insured, in accordance with applicable law, shall be paid by the applicable insurer within the limits of the policy of
insurance issued by the insurer. The minimum amount of property damage liability insurance coverage that a must be purchased is $20,000 for property damage in any one accident.

The minimum amount of third party bodily injury liability coverage that an insured must purchase shall be $25,000 for each person injured in any one accident and $50,000 in aggregate for all persons injured in any one accident.

The driver of every motor vehicle which is in any manner involved in any accident within Guam except on property belonging to such driver, which accident has resulted in damage to the property of another person in excess of $250 or in bodily injury or the death of any person, shall within ten days of such accident report the accident to the office of the Director on a form approved by the Director or to the Guam Police Department. If such operator be physically incapable of making such report, and is not the owner of the motor vehicle involved in such accident, then the owner shall, as soon as he learns of the accident, report the matter to the Director and/or to the Chief of Police of the Guam Police Department.