New Mexico Automobile Insurance   

Drivers are expected to have a liability policy (or surety bond or cash deposit) for a minimum total of $60,000, including: $25,000 coverage for bodily injury to or death of 1 person; $50,000 coverage for bodily injury to or death of 2 or more persons; and $10,000 for property damage in any one accident.

Vehicles that do not have the minimum NM car insurance liability insurance are subject to having their vehicle registration suspended. Registration of your vehicle(s) may be denied or delayed until insurance is obtained.

Personal injury protection (PIP) and Uninsured motorist insurance coverage are not required.

 Make sure that when you drive a vehicle in New Mexico, you have proof of automobile liability insurance in your possession. Drivers who receive uninsured notifications, but have proper insurance coverage in force, should refer to the Insurance Verification page for instructions on how to provide proof of insurance documents to the program.

Drivers who provide fraudulent proof of insurance documents to the program may be prosecuted according to the State of New Mexico's statutes.